Accidents in Poland
Procedure in case of accident in Poland involving a vehicle registered abroad.
In case of accident
Incident involving a vehicle registered on EEA, Andorra, Bosnia and Herzegovina, Montenegro, Serbia, Switzerland and the United Kingdom, for which Poland applies third party liability policy issued in the country of registration of the vehicle
Drivers of vehicles registered in countries EEA, Andorra, Bosnia and Herzegovina, Montenegro, Serbia, Switzerland and the United Kingdom are not required to carry proof of a third-party insurance contract.
In the event of a collision or accident, take down the registration number and make of the vehicle of the perpetrator of the damage and, if possible, take a photograph of the registration plates of that vehicle and a photograph of the policy (if the driver has it with him), write down its number and the name of the insurer. If the police did not intervene at the scene of the accident, make a statement with the perpetrator of the accident about the circumstances of the accident (download a copy of the joint statement of damage here).
If you know the name of the insurer
If you know with which insurance company the perpetrator's vehicle is insured, you can check on your own whether this company has a representative (the so-called correspondent) in Poland and check with the search engine for correspondentswhere to report a loss.
If you find the name of a foreign company in the search engine of correspondents, but the message "No correspondent meeting the above criteria was found" appears, you should contact PZU S.A. or TUiR Warta S.A. and report a loss in one of these insurance undertakings, asking for acceptance of a loss report as an agent of PBUK. It deals with the settlement of claims on behalf of the PBUK in a situation where the insurer of the foreign company does not have its representative (the so-called correspondent) in Poland.
If you do not know the name of the insurer
If you do not know with which insurance company the perpetrator's vehicle is insured, contact PZU S.A. or TUiR Warta S.A. and report the damage to one of these insurance companies, indicating the registration number and country of registration of the perpetrator's vehicle (important: it is the licence plate that counts, not the nationality or nationality of the driver). Under agreements concluded with PBUK, these companies will carry out an examination and valuation of the damage to your vehicle and notify us of the damage, and we will then make arrangements with the third-party insurer of the perpetrator's vehicle.
You will receive the result of the findings concerning the insurer, together with information on which company to contact regarding further handling of the claim, either directly from us or from PZU S.A. or TUiR WARTA S.A.
Incident involving a vehicle registered in a country other than the States EEA, Andorra, Bosnia and Herzegovina, Montenegro, Serbia, Switzerland and the United Kingdom, for which it is valid in Poland Green Card
Drivers of vehicles registered in countries other than the countries of EEA, Andorra, Bosnia and Herzegovina, Montenegro, Serbia, Switzerland and the United Kingdom are required to carry a document proving that they have taken out insurance, known as a "certificate of insurance". Green Card.
In the event of a collision or accident (if possible), write down the registration number (box 5 on the Green Card) and make of the vehicle of the perpetrator of the damage (box 7 on the Green Card) and take a picture of the licence plate and a picture of the Green Cardand write down its number (in the top right-hand corner starting with the country code, box no. 4 on the Green Card) and the name of the insurer (box no. 10 on the Green Card).
If the police did not intervene at the scene, make a statement with the perpetrator about the circumstances of the incident (download a copy of the joint loss report form here).
If you know the name of the insurer
If you know which company the offender's vehicle is insured with, check with the search engine for correspondentswhether the company in question has a correspondent in Poland. If so, report the loss to the correspondent.
If you find the name of a foreign company in the search engine of correspondents, but the message "No correspondent meeting the above criteria was found" appears, contact PZU S.A. or TUiR Warta S.A. and report a loss in one of these insurance undertakings, asking for acceptance of a loss report in the capacity of PBUK Agent. It deals with the settlement of claims on behalf of PBUK in a situation where the insurer of the foreign company does not have a representative (the so-called correspondent) in Poland.
If you do not know the name of the insurer
If you do not know which insurance company the offender's vehicle is insured with, please contact us by completing the form available at here.
Our Office will make arrangements for the insurer who issued the Green Card document and once established, you will be advised where to report the claim.
An incident involving a vehicle the driver of which was in possession of border insurance
You can check for yourself on the UFG website which company the perpetrator's vehicle holder had border insurance with by clicking on here. To report a claim, contact the insurance company, which you will find on the UFG website.
If the border insurance is not valid at the time of the accident, the loss must be reported to the Insurance Guarantee Fund through any insurance company carrying out third party motor vehicle liability insurance.
If the police did not intervene at the scene, make a statement with the perpetrator about the circumstances of the incident (download a copy of the joint loss report form here).
If you know the name of the insurer
If you know which company the offender's vehicle is insured with, check with the search engine for correspondentswhether the company in question has a correspondent in Poland. If so, report the loss to the correspondent.
If you find the name of a foreign company in the search engine of correspondents, but the message "No correspondent meeting the above criteria was found" appears, contact PZU S.A. or TUiR Warta S.A. and report a loss in one of these insurance undertakings, asking for acceptance of a loss report in the capacity of PBUK Agent. It deals with the settlement of claims on behalf of PBUK in a situation where the insurer of the foreign company does not have a representative (the so-called correspondent) in Poland.
If you do not know the name of the insurer
If you do not know which insurance company the offender's vehicle is insured with, please contact us by completing the form available at here.
Our Office will make arrangements for the insurer who issued the Green Card document and once established, you will be advised where to report the claim.
