About Us

PBUK is an organization of insurance companies that provide compulsory third-party liability insurance for motor vehicle owners in Poland for damages resulting from the use of these vehicles, commonly known as MTPL insurance.

In accordance with the rules of the Green Card System the Polish Motor Insurers’ Bureau acts as a National Bureau representing Poland in the System and is a member of the COB. Fulfilling the requirements of the so called UN Geneva Recommendation (Recommendation No 5 on Insurance of Motorists Against Third Party Risks of 25.01.1949), PBUK is an organisation recognised by the Polish government, and has signed and continues to sign relevant agreements with its counterparts in other countries Members of the Green Card System.

The membership of Poland in the Green Card System dates back to the year 1958, when, shortly after introducing compulsory motor third party liability insurance in Poland (1952), the insurance company named Państwowy Zakład Ubezpieczeń became a member of the Council of Bureaux. As a result of subsequent changes in Polish law, the representation of Poland in the System passed successively to WARTA Insurance and Reinsurance Company SA (1960-1990), the Polish Green Card Bureau (1900-1996), and the Polish Motor Insurance Bureau (from 10.05.1996), established under Chapter 10 of the Amendment to the Act on Insurance Activity of 28.07.1990. The amended act of 08.06.1995 granted PBUK legal personality and stated that it would take over all functions, rights, and obligations of the Polish Green Card Bureau.

As of 01.01.2004, in accordance with provisions of the Act on Compulsory Insurance, UFG and PBUK, the official name of the Bureau is Polish Motor Insurers' Bureau.

Within the framework of its activity, PBUK among other things, organises claims settlements or directly settles claims caused in Poland by owners of motor vehicles registered abroad. PBUK issues insurance documents valid in other countries of the Green Card System, including frontier insurance valid in countries of the EEA. Documents issued by PBUK are used by insurance companies when concluding insurance contracts as part of their business activity.

Furthermore, PBUK acts as a compensation body and information centre.