About the System

The System Members achieve this goal by creating, based on regulations of the UN Geneva Recommendation (Recommendation No 5 on Insurance of Motorists Against Third Party Risks – 25.01.1949), a system of bilateral agreements under which the International Insurance Certificate (Green Card) is recognised by the governments of the countries, whose National Bureaux are Members of the System – without additional formalities and fees – as proof of the existence of MTPL insurance in accordance with insurance law applicable in their country.

The System is managed by the Council of Bureaux established by the National Bureaux from the System Member states.

The Green Card System is, essentially, a European system; it consists of almost all European insurance markets except Kosovo as well as the insurance markets of Azerbaijan, Iran (suspended as of 1 January 2024, Morocco, and Tunesia. The fundamental condition for joining the system is the existence of compulsory MTPL insurance in the candidate country, as well as the establishing of a National Bureau representing the given insurance market.

Currently the Green Card System consist of 46 National Bureaux.

Under the Multilateral Agreement, operates within the Green Card System framework, drivers of vehicles registered in countries whose National Bureaux are Signatories of the Agreement may travel on the territories of those countries without a Green Card. In their case it is presumed they have valid MTPL insurance issued in the country where the vehicle was registered, as evidenced by valid vehicle registration plates. 36 of the 43 countries participating in the Green Card system apply the Multilateral Agreement, including the Polish Motor Insurers’ Bureau.