Domestic insurance
Motor third party liability insurance for motor vehicle owners is compulsory insurance applicable when the owner or driver of a vehicle causes damage to other persons and, in accordance with applicable law, is liable for it.
Motor third party liability
Compensation shall be paid to the injured party by the insurance company with which the perpetrator has concluded the relevant insurance contract or, in the case of an insurance company operating in Poland under the freedom to provide services, by a representative appointed by it.
This insurance therefore protects both the assets of the liable perpetrator events, as well as guarantees the victimthat it will satisfy their claims.
In Poland, as in most European countries, this insurance is compulsory insurance.
Pursuant to the provisions of the Act on Compulsory Insurance, the Insurance Guarantee Fund and the Polish Motor Insurers' Bureau, each holder of a motor vehicle registered in Poland is obliged to conclude a contract of compulsory insurance against civil liability of motor vehicle holders for damage arising in connection with the use of the vehicle held by him.
Third-party motor vehicle liability insurance covers events occurring in the territory of Poland, as well as events occurring on the territory of countries to which the National Offices are signatories Multilateral Agreement (i.e. countries EEA, Andorra, Serbia, Bosnia and Herzegovina, Montenegro, Switzerland, the United Kingdom).
The contract of third party motor vehicle liability insurance is concluded on period of 12 months. Exceptions to this rule are provided for Act on Compulsory Insurance, UFG and PBUK.
